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Alabama Obamacare – Get MORE FREE – Super Rewards for 2024 – Get ID Card – Renew Now – Check Status. Get $0 Plan

Alabama

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    YES! I give consent. Help me with my Marketplace Account.

    Consent Form for Assistance with Marketplace Health Insurance
    Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Matt Palka NPN 16723937 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
    -Searching for an existing Marketplace application
    -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
    -Providing ongoing account maintenance and enrollment assistance, as necessary
    -Or responding to inquiries from the Marketplace regarding my Marketplace application
    -Acting as my sole Agent of Record on the chosen insurance policy
    I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
    I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
    Name of Primary Writing Agent: Matt Palka NPN 16723937 Phone Number: 615-469-5424 Email Address: Matt@quotefinder.org
    I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Matt Palka if I decide to work with another agent. Matt Palka cannot be held responsible for application changes performed by another agent or policy changes that occur without his assistance.
    I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
    Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
    Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

    Obamacare 2024 with $0 Copay – $0 Deductible and SUPER REWARDS for 2024. Ask about Dental and Vision

    Texas

    New Super Reward Benefits for 2024. $0 Copay Plans. Learn more about your coverage options. Get $0 Deductible, $0 Copay, and Super Rewards Cards.

      First Name (required)

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      MF

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      State

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      YES! I give consent. Help me with my Marketplace Account.

      Consent Form for Assistance with Marketplace Health Insurance
      Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Kamera McCain NPN 7276768 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
      -Searching for an existing Marketplace application.
      -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums.
      -Providing ongoing account maintenance and enrollment assistance, as necessary.
      -Or responding to inquiries from the Marketplace regarding my Marketplace application.
      -Acting as my sole Agent of Record on the chosen insurance policy.
      I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
      I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
      Name of Primary Writing Agent: Kamera McCain NPN 7276768 Phone Number: 3106224922 Email Address: Kammy@quotefinder.org
      I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Kamera McCain if I decide to work with another agent. Kamera McCain cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
      I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
      Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
      Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

      Get SUPER REWARDS – Obamacare 2024 – Get Visa Gift Cards – $0 Copay Plans- Ask about Dental – RENEW or ENROLL now!

      Alabama, Mississippi, Ohio, Texas

      New Super Reward Benefits for 2024. $0 Copay Plans. Learn more about your coverage options. Get $0 Deductible, $0 Copay, and Super Rewards Cards.

        First Name (required)

        Last Name (required)

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        MF

        Date of Birth (required)

        State

        Zip (required)

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        YES! I give consent. Help me with my Marketplace Account.

        Consent Form for Assistance with Marketplace Health Insurance
        Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Matt Palka NPN 16723937 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
        -Searching for an existing Marketplace application
        -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
        -Providing ongoing account maintenance and enrollment assistance, as necessary
        -Or responding to inquiries from the Marketplace regarding my Marketplace application
        -Acting as my sole Agent of Record on the chosen insurance policy
        I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
        I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
        Name of Primary Writing Agent: Matt Palka NPN 16723937 Phone Number: 615-469-5424 Email Address: Matt@quotefinder.org
        I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Matt Palka if I decide to work with another agent. Matt Palka cannot be held responsible for application changes performed by another agent or policy changes that occur without his assistance.
        I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
        Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
        Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

        1095A – Texas – Get It Now

        Texas

        Form 1095 A is needed to file your Federal tax return. If you need a copy of your 1095 A, we can assist you.

          First Name (required)

          Last Name (required)

          Gender (required)

          MF

          Date of Birth (required)

          State

          Zip (required)

          Email (required)

          Phone (required)

          YES! I give consent. Help me with my Marketplace Account.

          Consent Form for Assistance with Marketplace Health Insurance
          Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Kamera McCain NPN 7276768 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
          -Searching for an existing Marketplace application.
          -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums.
          -Providing ongoing account maintenance and enrollment assistance, as necessary.
          -Or responding to inquiries from the Marketplace regarding my Marketplace application.
          -Acting as my sole Agent of Record on the chosen insurance policy.
          I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
          I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
          Name of Primary Writing Agent: Kamera McCain NPN 7276768 Phone Number: 3106224922 Email Address: Kammy@quotefinder.org
          I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Kamera McCain if I decide to work with another agent. Kamera McCain cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
          I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
          Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
          Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

          Alabama 2024 Health Insurance – Get More FREE – $0 Copay and Super Rewards!

          Alabama

            First Name (required)

            Last Name (required)

            Gender (required)

            MF

            Date of Birth (required)

            State

            Zip (required)

            Email (required)

            Phone (required)

            YES! I give consent. Help me with my Marketplace Account.

            Consent Form for Assistance with Marketplace Health Insurance
            Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Laura Bass NPN 17627675 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
            -Searching for an existing Marketplace application
            -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
            -Providing ongoing account maintenance and enrollment assistance, as necessary
            -Or responding to inquiries from the Marketplace regarding my Marketplace application
            -Acting as my sole Agent of Record on the chosen insurance policy
            I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
            I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
            Name of Primary Writing Agent: Laura Bass NPN 17627675 Phone Number: 615-843-0572 Email Address: Laura@Quotefinder.org
            I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Laura Bass if I decide to work with another agent. Laura Bass cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
            I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
            Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
            Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

            South Carolina: New 2024 Health Insurance – Get More FREE in 2024 – Shop – Renew – See the $0 Copay Plan!

            South Carolina

              First Name (required)

              Last Name (required)

              Gender (required)

              MF

              Date of Birth (required)

              State

              Zip (required)

              Email (required)

              Phone (required)

              YES! I give consent. Help me with my Marketplace Account.

              Consent Form for Assistance with Marketplace Health Insurance
              Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Laura Bass NPN 17627675 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
              -Searching for an existing Marketplace application
              -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
              -Providing ongoing account maintenance and enrollment assistance, as necessary
              -Or responding to inquiries from the Marketplace regarding my Marketplace application
              -Acting as my sole Agent of Record on the chosen insurance policy
              I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
              I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
              Name of Primary Writing Agent: Laura Bass NPN 17627675 Phone Number: 615-843-0572 Email Address: Laura@Quotefinder.org
              I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Laura Bass if I decide to work with another agent. Laura Bass cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
              I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
              Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
              Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

              More Options for 2023

              New Mexico 2024 Obamacare – New SUPER Rewards – Get More FREE – $0 Copay Health Insurance Plans – Free Preventive – Ask About Dental + Vision

              New Mexico

              New Mexico: New Biden Plans for 2024. Lower Cost and FREE Bronze and Silver Plans! We are here to assist with shopping, enrolling or renewing your 2024 Health Insurance. Renew your plans or Sign Up Now:

              United Healthcare – Blue Cross Blue Shield – Ambetter – More Options for 2024!

                First Name (required)

                Last Name (required)

                Gender (required)

                MF

                Date of Birth (required)

                State

                Zip (required)

                Email (required)

                Phone (required)

                YES! I give consent. Help me with my Marketplace Account.

                Consent Form for Assistance with Marketplace Health Insurance
                Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Laura Bass NPN 17627675 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
                -Searching for an existing Marketplace application
                -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
                -Providing ongoing account maintenance and enrollment assistance, as necessary
                -Or responding to inquiries from the Marketplace regarding my Marketplace application
                -Acting as my sole Agent of Record on the chosen insurance policy
                I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
                I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
                Name of Primary Writing Agent: Laura Bass NPN 17627675 Phone Number: 615-843-0572 Email Address: Laura@Quotefinder.org
                I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Laura Bass if I decide to work with another agent. Laura Bass cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
                I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
                Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
                Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

                UHC -BCBS – Ambetter – More Options for 2024

                New Mexico Health Exchange

                New Mexico

                If you live in New Mexico you can click on this calculator below to figure out your subsidy.

                If you get a subsidy you will need help to process your application.

                • Once you determine your subsidy you will have to visit Help Me Get My Health Insurance Plan.

                *All assistance provided is no cost to you. Purchasing a plan through Obamacare / the Federal Exchange is not the best option for everyone. A Health Insurance Plan Comparison and Consultation will be the best way for individuals and families to find affordable New Mexico health insurance and see all their options.

                NOTICE: It is important to understand the ACA eliminates medical underwriting. A person’s height and weight or pre-existing conditions do not affect one’s health insurance premium.

                South Carolina Quotes for 2024 Health Insurance – See $0 Plans – Get ID Card – Ask about Super Rewards!

                South Carolina

                South Carolina: New Biden Approved Special Health Insurance Enrollment. We are here to assist with shopping, enrolling or renewing your 2024 Health Insurance:

                  First Name (required)

                  Last Name (required)

                  Gender (required)

                  MF

                  Date of Birth (required)

                  State

                  Zip (required)

                  Email (required)

                  Phone (required)

                  YES! I give consent. Help me with my Marketplace Account.

                  Consent Form for Assistance with Marketplace Health Insurance
                  Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Laura Bass NPN 17627675 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
                  -Searching for an existing Marketplace application
                  -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
                  -Providing ongoing account maintenance and enrollment assistance, as necessary
                  -Or responding to inquiries from the Marketplace regarding my Marketplace application
                  -Acting as my sole Agent of Record on the chosen insurance policy
                  I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
                  I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
                  Name of Primary Writing Agent: Laura Bass NPN 17627675 Phone Number: 615-843-0572 Email Address: Laura@Quotefinder.org
                  I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Laura Bass if I decide to work with another agent. Laura Bass cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
                  I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
                  Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
                  Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

                  Oscar and Bright Health = More Options for 2022

                  Can Employees Get Marketplace Coverage – ACA Questions

                  F.A.Q, Uncategorized

                  Yes, employees in the United States can get marketplace insurance. Most job-based health insurance plans are designed for your employer to pay a portion of your monthly premium. However, if you enroll in a Marketplace plan instead, the employer won’t contribute to your insurance premium. If you have job-based insurance and want to check out options in the Health Insurance Marketplace, you can do that here. But there are several important things to know first. You can change to a Marketplace plan if you have job-based coverage now, but you probably won’t qualify for a premium tax credit or other savings. As long as the job-based plan is considered affordable and meets minimum standards, you won’t qualify for savings. The Chart below will give you more information.

                  A new ACA rule fixes the Marketplace “Family Glitch”– Increasing the number of individuals eligible for Marketplace coverage in 2023. Until now under the Patient Protection and Affordable Care Act (ACA), employer offered coverage was considered affordable for all family members to whom an employer’s offer extends if the premium for the employee’s self-only coverage was considered affordable. The premium required to cover family members was not considered in deciding on subsidy. However, beginning plan year 2023, if an employee is offered employer coverage that extends to their family members, the affordability of employer coverage will be based on the family premium cost, not the Employee only premium cost. Family members will be eligible for financial assistance on the Marketplace if the employee’s family premium cost is considered unaffordable.

                  OPTIONS FOR COVERING THEIR FAMILY
                  ● Split Coverage (Employer and Marketplace): Employee could enroll in the affordable employer coverage, while
                  their family members enroll in a Marketplace plan with APTC/CSRs if otherwise eligible.
                  ● Employer Coverage Only: Whole family could enroll in the employee’s offer of employer-sponsored coverage.
                  While someone is enrolled in employer coverage, they aren’t eligible for financial assistance on a Marketplace plan.
                  ● Marketplace Coverage Only: Employee could decline the affordable employer coverage, and the whole family could
                  enroll in a Marketplace plan. They will pay full price for the employee’s portion of the Marketplace plan premium, while
                  other family members’ portions would be lowered by using APTC and/or CSRs if they are otherwise eligible.