About 5 months ago, I found out I was pregnant. I could not afford health insurance, but knew I had to get it immediately so the baby and I could receive proper care. I ended up applying for Medicaid, which covers all medical expenses for low-income single moms. With Medicaid though, they direct you to picking out an affordable, yet free health care insurance program that best fits your family’s needs. They said I earn to much money and they directed me to this site to apply for Obamacare. You get the choice between the Bronze, Silver, Gold, And Platinum. The Silver is best because I get enhanced benefits to go with my $18,000 income. I chose United Healthcare which is best where I live in Florida.
Once you become a member of Obamacare, you pick out a family practitioner from their list of health care providers. After, a representative from the insurance company calls you and asks if you have any questions about your plan. They will also go over some of the benefits you will get from using their health insurance. You do not even need a physical examination from a doctor to qualify for this plan, which is one of the things I liked most about this insurance company.
For mom’s to be the plan covers all prenatal appointments, birthing costs, a free manual breast pump for nursing moms, midwives if desired and a free car seat for newborns or children that still require a safety seat by law. Some free extras the program covers for single moms with youngsters are free dental kits, reimbursements for joining health clubs such as Weight Watchers, assistance with quitting smoking and direct access to the 24/7 Nurse Advice Hot Line for medical emergencies you are unsure of.
The insurance plan is not just for new moms to be either. In fact, the insurance is great for people who need help and assistance managing diabetes, asthma and other special health conditions too. You even get discounts, free prescription medications, and medical supplies if necessary. I also suffer from asthma and since I have been on the plan for the last 4 months I have found the assistance and care they provide to asthmatics to be helpful. I get free inhalers and pay very little when I do need a steroid medication to help control severe attacks. Best of all, anytime I have an asthma attack and need emergency care at a hospital, it is free. Even the medication they provide at the hospital to help me breath better is free.
If you are struggling, with getting health insurance because you have a low to no income living situation try getting assistance through your state and apply for Medicaid, but if you can’t get that get Obamacare. Obamacare is way better. Once you do, they will be able to help you pick out an affordable too even free health insurance plan as I have that will be able to provide you the health care you need. After all, keeping your family happy and healthy is essential for quality of life.
For me, applying for Obamacare has helped tremendously and I have nothing negative to say about this health care plan. It’s providing me with free medical coverage and my baby and I are receiving the prenatal care we need so she can arrive happily and healthy in the next 4 months. After that, the plan will cover postpartum care and newborn checkups to keep us healthy.