All posts by Obamacare

YOUNGSTOWN – OBAMACARE – NEW $0 Plans! $0 Copay – $0 Deductible – GET MORE FREE in OHIO 2023!

OHIO: Get your Health Insurance coverage! We are here to assist with shopping, enrolling or renewing your 2023 Health Insurance:

    First Name (required)

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    MF

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    State

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    YES! I give consent. Help me with my Marketplace Account.

    Consent Form for Assistance with Marketplace Health Insurance
    Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Matt Palka NPN 16723937 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
    -Searching for an existing Marketplace application
    -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
    -Providing ongoing account maintenance and enrollment assistance, as necessary
    -Or responding to inquiries from the Marketplace regarding my Marketplace application
    -Acting as my sole Agent of Record on the chosen insurance policy
    I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
    I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
    Name of Primary Writing Agent: Matt Palka NPN 16723937 Phone Number: 615-469-5424 Email Address: Matt@quotefinder.org
    I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Matt Palka if I decide to work with another agent. Matt Palka cannot be held responsible for application changes performed by another agent or policy changes that occur without his assistance.
    I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
    Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
    Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

    Ohio Obamacare 2023 – New Plans MORE FREE – $0 Copay – $0 Deductible – FREE Primary Care – Get MORE in 2023 – Obamacare Health Insurance for Ohio!

    OHIO: Get your Health Insurance coverage! We are here to assist with shopping, enrolling or renewing your 2023 Health Insurance:

      First Name (required)

      Last Name (required)

      Gender (required)

      MF

      Date of Birth (required)

      State

      Zip (required)

      Email (required)

      Phone (required)

      YES! I give consent. Help me with my Marketplace Account.

      Consent Form for Assistance with Marketplace Health Insurance
      Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Andrew Bennett NPN 10224328 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
      -Searching for an existing Marketplace application
      -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
      -Providing ongoing account maintenance and enrollment assistance, as necessary
      -Or responding to inquiries from the Marketplace regarding my Marketplace application
      -Acting as my sole Agent of Record on the chosen insurance policy
      I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
      I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
      Name of Primary Writing Agent: Andrew Bennett NPN 10224328 Phone Number: 4199316514 Email Address: Andrew@quotefinder.org
      I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Andrew Bennett if I decide to work with another agent. Andrew Bennett cannot be held responsible for application changes performed by another agent or policy changes that occur without his assistance.
      I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
      Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
      Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

      Need Immediate Help? Text 419-931-6514.

      Mississippi AMBETTER 2023 Plans Get MORE FREE in 2023 – RENEW – ENROLL – SIGN UP NOW

      Need a Quote or have a question about Ambetter Health Insurance? We are here to assist with shopping, enrolling or renewing your 2023 Ambetter Health Insurance:

        First Name (required)

        Last Name (required)

        Gender (required)

        MF

        Date of Birth (required)

        State

        Zip (required)

        Email (required)

        Phone (required)

        YES! I give consent. Help me with my Marketplace Account.

        Consent Form for Assistance with Marketplace Health Insurance
        Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Matt Palka NPN 16723937 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
        -Searching for an existing Marketplace application
        -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
        -Providing ongoing account maintenance and enrollment assistance, as necessary
        -Or responding to inquiries from the Marketplace regarding my Marketplace application
        -Acting as my sole Agent of Record on the chosen insurance policy
        I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
        I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
        Name of Primary Writing Agent: Matt Palka NPN 16723937 Phone Number: 615-469-5424 Email Address: Matt@quotefinder.org
        I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Matt Palka if I decide to work with another agent. Matt Palka cannot be held responsible for application changes performed by another agent or policy changes that occur without his assistance.
        I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
        Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
        Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

        New 2023 Free Texas Health Plans – FREE Plans Available – $0 Copay – $0 Deductible: BCBS, FRIDAY, AMBETTER, OSCAR, MOLINA – FREE PLANS Available.

        TEXAS: Get your Health Insurance coverage! We are here to assist with shopping, enrolling or renewing your 2023 Health Insurance:

          First Name (required)

          Last Name (required)

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          MF

          Date of Birth (required)

          State

          Zip (required)

          Email (required)

          Phone (required)

          YES! I give consent. Help me with my Marketplace Account.

          Consent Form for Assistance with Marketplace Health Insurance
          Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Kamera McCain NPN 7276768 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
          -Searching for an existing Marketplace application.
          -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums.
          -Providing ongoing account maintenance and enrollment assistance, as necessary.
          -Or responding to inquiries from the Marketplace regarding my Marketplace application.
          -Acting as my sole Agent of Record on the chosen insurance policy.
          I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
          I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
          Name of Primary Writing Agent: Kamera McCain NPN 7276768 Phone Number: 3106224922 Email Address: Kammy@quotefinder.org
          I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Kamera McCain if I decide to work with another agent. Kamera McCain cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
          I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
          Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
          Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

          IL – 2023 – Health Plans – Free Primary Care – $0 Deductible – $0 Copay on Visits. Ask about Free Coverage for 2023 -BCBS-UnitedHealthcare-Ambetter-Cigna. Sign Up Now!

          Illinois: secure your Illinois Health Insurance coverage. We are here to assist with enrolling or renewing your 2023 Health Insurance. Free Plan options are available:

            First Name (required)

            Last Name (required)

            Gender (required)

            MF

            Date of Birth (required)

            State

            Zip (required)

            Email (required)

            Phone (required)

            YES! I give consent. Help me with my Marketplace Account.

            Consent Form for Assistance with Marketplace Health Insurance
            Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Andrew Bennett NPN 10224328 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
            -Searching for an existing Marketplace application
            -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
            -Providing ongoing account maintenance and enrollment assistance, as necessary
            -Or responding to inquiries from the Marketplace regarding my Marketplace application
            -Acting as my sole Agent of Record on the chosen insurance policy
            I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
            I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
            Name of Primary Writing Agent: Andrew Bennett NPN 10224328 Phone Number: 4199316514 Email Address: Andrew@quotefinder.org
            I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Andrew Bennett if I decide to work with another agent. Andrew Bennett cannot be held responsible for application changes performed by another agent or policy changes that occur without his assistance.
            I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
            Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
            Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

            Get MORE FREE: GA Health Plans 2023. $0 Copay Plans – FREE Preventive – $0 Deductible Plans – New Rewards Plan! Get MORE FREE in 2023

            Georgia 2023 Health Insurance Plans. New Biden Subsidy allows for MORE FREE benefits for 2022.

              First Name (required)

              Last Name (required)

              Gender (required)

              MF

              Date of Birth (required)

              State

              Zip (required)

              Email (required)

              Phone (required)

              YES! I give consent. Help me with my Marketplace Account.

              Consent Form for Assistance with Marketplace Health Insurance
              Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Ashley Tozzi NPN 16124882 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
              -Searching for an existing Marketplace application
              -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
              -Providing ongoing account maintenance and enrollment assistance, as necessary
              -Or responding to inquiries from the Marketplace regarding my Marketplace application
              -Acting as my sole Agent of Record on the chosen insurance policy
              I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
              I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
              Name of Primary Writing Agent: Ashley Tozzi NPN 16124882 Phone Number: 216-255-9446 Email Address: Ashley@quotefinder.org
              I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Ashley Tozzi if I decide to work with another agent. Ashley Tozzi cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
              I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
              Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
              Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

              Alabama Health Insurance Exchange

              If you live in Alabama you can click on this calculator below to figure out your subsidy.

              (If you are low income, under $230 a week, click here to see some options.)

              Get your Alabama Health Insurance Subsidy

              *All assistance provided is no cost to you. Purchasing a plan through Obamacare / the Federal Exchange is not the best option for everyone. A Health Insurance Plan Comparison and Consultation will be the best way for individuals and families to find affordable Alabama health insurance and see all their options.

              NOTICE: It is important to understand the ACA eliminates medical underwriting. A person’s height and weight or pre-existing conditions do not affect one’s health insurance premium.

              Georgia 2023 Obamacare – Shop, Enroll and Renew!

              President Biden has new plan offerings. Now is the time to get your Georgia Health Insurance coverage. We are here to assist with shopping, enrolling or renewing your Health Insurance:

                First Name (required)

                Last Name (required)

                Gender (required)

                MF

                Date of Birth (required)

                State

                Zip (required)

                Email (required)

                Phone (required)

                YES! I give consent. Help me with my Marketplace Account.

                Consent Form for Assistance with Marketplace Health Insurance
                Yes, I understand by checking the agreement box I allow access to my Marketplace Account. I give my permission to Licensed and Certified FFM Agent Ashley Tozzi NPN 16124882 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
                -Searching for an existing Marketplace application
                -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
                -Providing ongoing account maintenance and enrollment assistance, as necessary
                -Or responding to inquiries from the Marketplace regarding my Marketplace application
                -Acting as my sole Agent of Record on the chosen insurance policy
                I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
                I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice. If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
                Name of Primary Writing Agent: Ashley Tozzi NPN 16124882 Phone Number: 216-255-9446 Email Address: Ashley@quotefinder.org
                I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify Ashley Tozzi if I decide to work with another agent. Ashley Tozzi cannot be held responsible for application changes performed by another agent or policy changes that occur without her assistance.
                I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
                Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
                Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

                North Carolina 2023 Obamacare: Get Coverage – Check Status – Get ID Card – $0 Copay Plans Available

                North Carolina: secure your Health Insurance coverage. We are here to assist with shopping, enrolling or renewing your 2023 Health Insurance:

                  First Name (required)

                  Last Name (required)

                  Gender (required)

                  MF

                  Date of Birth (required)

                  State

                  Zip (required)

                  Email (required)

                  Phone (required)

                  YES! I give consent. Help me with my Marketplace Account.

                  Consent Form for Assistance with Marketplace Health Insurance
                  I give my permission to Licensed and Certified FFM Agent DANIEL RHOADS NPN 17847616 to serve as the health insurance agent or broker for myself and my entire household, if applicable, for purposes of enrollment in a Qualified Health Plan offered on the Federally Facilitated Marketplace. By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following:
                  -Searching for an existing Marketplace application
                  -Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace or State Based Exchange premiums
                  -Providing ongoing account maintenance and enrollment assistance, as necessary
                  -Or responding to inquiries from the Marketplace regarding my Marketplace application
                  -Acting as my sole Agent of Record on the chosen insurance policy
                  I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above.
                  I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge.
                  I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I also understand it is my duty to notify the agent or Marketplace / State Based Exchange if my income changes. Once an eligibility application is submitted, my stated income will be listed on the eligibility notice.
                  If my income or tax filing changes, I understand I must contact my agent or Marketplace / State Based Exchange immediately to update the income status on my eligibility application.
                  Name of Primary Writing Agent: DANIEL RHOADS NPN 17847616 Phone Number: 484-460-3922 Email Address: dan@rhoadslife.com
                  I understand that my consent remains in effect until I revoke it. I may revoke or modify my consent at any time by emailing my agent. It is my duty to notify DANIEL RHOADS if I decide to work with another agent. DANIEL RHOADS cannot be held responsible for application changes performed by another agent or policy changes that occur without his assistance.
                  I understand that an annual review is advised, so the Agent can help me review potential income or tax filing changes and potential changes to plan offerings.
                  Free Service: I understand there is no cost associated with utilizing the assistance of a Marketplace / State Based Exchange Agent.
                  Cancellation: You are welcome to cancel your Marketplace OR State Based Exchange plan at any time by calling the number on your insurance card. Termination dates cannot be backdated.

                  As Federally Facilitated Marketplace agents we can assist with:

                  • Getting Health Insurance
                  • Change of Address
                  • Add Dependent
                  • How to pay Bill
                  • Getting ID Card
                  • Uploading Proof of Income or Proof of
                  • Citizenship
                  • Answering general questions

                  Obamacare vs Private Insurance

                  Here are some examples of when a Short Term Health Insurance Policy may be of use. Short Term Medical is not part of Obamacare and it is offered by private health insurance companies.

                  An individual was laid off and lost their coverage right before open enrollment began and now they don’t have any income or insurance.

                  Getting laid off and losing health coverage counts as a qualifying life event which means their open enrollment goes for 60 days from the date their old policy ended However, if they cannot afford an Obamacare plan, then a private short term medical insurance might be a good fit for them to carry them through until they can become covered under their next major medical plan.

                  An individual did not apply for health insurance through open enrollment, and makes too much money to qualify for Medicaid.

                  Fortunately, the government realized that the coverage gap is a major problem for individuals who make too much to apply for Medicaid but can’t afford Obamacare plans. Consequently, they are unable to purchase discounted coverage through the exchange. Short Term Medical can bridge the gap until coverage is purchased during the next open enrollment.

                  An individual is in between jobs and cannot afford Obamacare.

                  Short term medical insurance is not regulated by the ACA, so there is still underwriting, they don’t cover pre-existing conditions, benefits are capped, and preventive care is not covered. However, STM does cover injuries and illness that can occur after the effective date. Keep in mind the private STM does not meet the individual mandate, but many conditions and injuries are covered under the policy.

                  Interested? Click here to get a quote on Short Term Health Insurance.